Bellabay Realty Blog

Wednesday, April 24, 2024   /   by Tammy Sandin

How to select your new home!

Finding the perfect home involves a series of steps, from establishing your budget to finalizing the purchase. As a seasoned real estate agent, I understand the complexities of this process and am here to guide you through each stage. In this blog post, we'll explore the essential steps to help you select your new home with confidence.

1.         Establishing Your Budget:

·      Assess your financial situation, including income, savings, and expenses.

·      Determine how much you can afford to spend on a new home, considering mortgage payments, taxes, insurance, and maintenance costs.

·      Get pre-approved for a mortgage to understand your purchasing power and strengthen your offers.

2.         Contacting a Lender:

·      Research reputable lenders and mortgage. ...

Tuesday, April 9, 2024   /   by Tammy Sandin

Embracing Spring: Your April Real Estate Newsletter

Introduction: As we welcome the warmer temperatures and budding flowers of spring, the real estate market is also experiencing a rejuvenation. In this month's newsletter, we'll explore the latest trends in the housing market, provide tips for buyers and sellers, and highlight some exciting local events in Lansing, MI.
Market Update: The spring season typically sees an increase in housing activity, and this year is no exception. Inventory levels may be slightly higher compared to previous months, providing more options for buyers. However, competition remains strong in certain neighborhoods, leading to continued appreciation in home prices. As we navigate this dynamic market, it's essential to stay informed and work closely with a knowledgeable real estate agent.
Buying Tips: For buyers entering the market this spring, it's crucial to be prepared and act swiftly when the right opportunity arises. Here are some tips to help you navigate the buying process:
Get pre-approved for a mortg ...

Monday, March 25, 2024   /   by Tammy Sandin

Choosing a Mortgage: What You Need to Know!

Choosing a Mortgage: What You Need to Know!


Navigating the world of mortgages can feel overwhelming, but with the right guidance, you can find the perfect fit for your home buying journey. Here are some essential factors to consider when choosing a mortgage:


Loan Type: Explore different types of mortgages, including fixed-rate, adjustable-rate, FHA, VA, and USDA loans, to determine which one best suits your financial situation and long-term goals.


Interest Rate: Compare interest rates from multiple lenders to secure the most favorable terms. Remember, even a slightly lower rate can lead to significant savings over the life of your loan.


Down Payment: Consider your budget and savings when deciding on a down payment amount. While 20% down is often recommended, there are many loan options available with lower down payment requirements.


Closing Costs: Factor in closing costs, including lender fees, appraisal fees, and title insurance, when budgeting for y ...

Wednesday, February 21, 2024   /   by Tammy Sandin

Moving With Your Pets

You’ve got your packing checklist ready, your movers are booked, and you’ve forwarded your mail… but do you have a plan for your pets?
If you’re a pet owner, you know just how much you love your animals. So don’t forget these important family members when moving day arrives! Our furry and feathered friends take comfort in routines, and moving is the ultimate shake-up. Luckily, there are several steps you can take to ensure that your pet weathers the upheaval of moving as smoothly as possible. Having a well-laid plan will help you worry less during the stress of packing and relocating your household, and make moving a happier, easier transition for everyone.

11 Tips To Make Your Move With Pets Easier
1.    Get your pet used to packing supplies and boxes.
2.    Avoid changing your routine to reduce stress on your pet.
3.    Keep your pets entertained.
4.    Keep a comfortable, secluded ; ...
Bellabay Realty
7201 W Saginaw Hwy
Lansing, MI 48917
616-813-5522

IDX information is provided exclusively for Consumers' personal, non-commercial use, that it may not be used for any purpose other than to identify prospective properties Consumers may be interested in purchasing, and that the data is deemed reliable but is not guaranteed accurate by the MLS. The MLS may, at its discretion, require the use of other disclaimers as necessary to protect Designated REALTORSĀ®/MLS Participants and/or the MLS from liability
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